Access expert physiotherapy fully covered by your Bupa health insurance. We help with musculoskeletal, neurological and post-surgical conditions, delivered by Bupa recognised physiotherapists across our London clinics.
Our Bupa approved physiotherapy services cover a wide range of musculoskeletal and neurological conditions. Whether you’re dealing with pain, recovering from surgery, or managing a recent injury, our experienced physiotherapists help you move better and heal faster:
Evidence-based treatment to relieve pain, restore movement and reduce the risk of recurrence.
Rehabilitation programs focusing on strength, mobility and shoulder stability to support everyday function.
Targeted physiotherapy to rebuild knee strength, prevent further dislocations and improve confidence in movement.
Our team of HCPC registered physiotherapists in London bring years of clinical expertise to help you recover confidently. Each physiotherapist is skilled in musculoskeletal, neurological, and post-surgical rehabilitation, ensuring you receive evidence-based care fully covered by your Bupa health insurance.
Chartered physiotherapist with expertise in musculoskeletal and neurological rehabilitation. Hassan develops evidence-based treatment plans tailored to each patient’s needs.
Paediatric and neurological physiotherapist supporting children and young people. Creates engaging, tailored therapy plans to promote mobility, independence and wellbeing.
Physiotherapist with expertise in musculoskeletal, sports and neurological rehabilitation. Taruna also supports women’s post-surgical recovery using dry needling, Kinesiology Taping and Pilates for strength, mobility and confidence.
Orthopaedic and musculoskeletal physiotherapist with a focus on post-surgical rehab and chronic pain. Combines manual therapy, dry needling and exercise-based treatment.
A GP referral is usually required to access physiotherapy through Bupa UK insurance, confirming your treatment is medically necessary and covered under your plan. Follow these steps to save time and avoid out-of-pocket expenses:

Request a referral from your GP, specialist, or use Bupa’s online GP service, which is often quicker. It typically takes about a day, and it’s required before Bupa will authorise treatment.

Once you have your referral, contact us on 02082593196 or email [email protected] to book your appointment. We’ll request authorisation directly from Bupa, needing your insurance details. Bupa will then issue an authorisation code that confirms your treatment is covered. Keep this code safe for billing.

With Bupa’s approval in place, you can start treatment at Clearcut Physiotherapy. Your policy may include an outpatient limit on the number of covered sessions, but if more are clinically needed, we can help request further authorisation from Bupa.

You can either pay up front and claim back from Bupa or use our direct billing option so we invoice Bupa directly. Just share your insurance information and authorisation code, and we handle the paperwork.

Bupa typically charges an excess fee once per policy year; if you’ve already paid it elsewhere, it may not apply again. Approvals can sometimes take a few weeks, so we recommend calling Bupa to confirm the exact coverage, outpatient limits and any remaining excess for your physiotherapy sessions.
Choosing Clearcut Physiotherapy means partnering with a Bupa-registered clinic known for evidence-based care and a patient-first approach.
Enjoy the convenience of direct billing as a Bupa UK registered provider. We handle all the paperwork, bill Bupa directly for covered sessions, and keep you informed about any additional charges so you can focus fully on your recovery.
Bupa UK policyholders need pre-authorization before starting physiotherapy. Share your GP referral or a brief summary of your condition with us and we’ll guide you through the process — no need to visit the clinic first to get started.
We offer a broad range of physiotherapy services covered by Bupa UK, from injury recovery to ongoing management of chronic conditions. Every treatment plan is carefully aligned with your health goals and coverage limits.
Your Bupa insurance helps you access treatments faster, avoiding long delays. Our streamlined approval process means you start care sooner and move forward on your recovery journey.
Our care doesn’t stop at treatment sessions. We provide advice, education and follow-up support so you can manage your condition confidently, all delivered in line with Bupa UK’s standards of care.
Open 5 Days a Week
We offer physiotherapy at multiple locations across London, making it easy to access expert care where it suits you best.
Yes, many physiotherapy treatments are covered if medically necessary and approved in advance by Bupa. Coverage may depend on your policy details and whether you’ve paid any annual excess.
No, you don’t always need a GP referral to start physiotherapy with Bupa. Bupa offers “Direct Access” for certain conditions, including muscle, bone, and joint issues.
Yes. Our admin team is experienced in guiding patients through referrals, pre-authorisation and direct billing, making the process as smooth as possible.
Yes, certain treatments and extras may not be covered under Bupa Health Insurance. These include assistive devices like crutches and splints, maintenance therapy for chronic conditions such as long-standing arthritis, sports massage, Pilates sessions, acupuncture outside standard physiotherapy sessions, home visits for some conditions, and treatment for injuries from professional sports or high-risk activities. Coverage for pre-existing conditions like Multiple Sclerosis or COPD may also be limited. Always check your individual policy or speak with us to confirm what’s included.
Yes. Where possible, we bill Bupa directly so you can focus on your recovery instead of paperwork.
We’re available 5 days a week with dedicated clinic hours and physiotherapists on staff. Outside of clinic hours, an on-call physiotherapist can visit your home if needed.
We’re available 7 days a week and have specific clinic hours with therapists on staff. Outside of normal clinic hours, you can receive an on-call therapist at your home if needed.